/*
Theme Name: CoversBiz
Theme URI: https://coversbiz.com
Author: CoversBiz
Author URI: https://coversbiz.com
Description: Custom theme for CoversBiz — health, auto, home insurance and business loans across Virginia, Maryland, Texas, and Missouri (plus any state via non-resident licensing). Navy & gold, Lemonade-inspired layout.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: LICENSE
Text Domain: coversbiz
*/

:root{
  --navy:#0B1C33;
  --navy-light:#152C4D;
  --gold:#C89B3C;
  --gold-light:#E4C878;
  --cream:#FAF8F4;
  --hairline:#E4DCC8;
  --slate:#5A6472;
  --white:#FFFFFF;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-family:'Inter',sans-serif;
  background:var(--cream);
  color:var(--navy);
  line-height:1.5;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,.serif{font-family:'Fraunces',serif;}
a{text-decoration:none;color:inherit;}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;}
img{max-width:100%;display:block;}
.wrap{max-width:1200px;margin:0 auto;padding:0 32px;}
.screen-reader-text{position:absolute;left:-9999px;}

/* HEADER */
header.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(250,248,244,0.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--hairline);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:20px 32px;max-width:1200px;margin:0 auto;}
.logo{font-family:'Fraunces',serif;font-weight:600;font-size:22px;letter-spacing:-0.02em;}
.logo span{color:var(--gold);}
.nav-links{display:flex;gap:36px;font-size:15px;font-weight:500;list-style:none;}
.nav-links a{opacity:0.85;transition:opacity .2s;}
.nav-links a:hover{opacity:1;color:var(--gold);}
.nav-cta{display:flex;align-items:center;gap:20px;}
.phone{font-size:14px;font-weight:600;color:var(--navy);}
.btn{
  display:inline-block;padding:13px 28px;border-radius:100px;
  font-weight:600;font-size:15px;transition:transform .15s, box-shadow .15s;
  cursor:pointer;border:none;
}
.btn-gold{background:var(--gold);color:var(--navy);}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(200,155,60,0.35);}
.btn-outline{border:1.5px solid var(--navy);color:var(--navy);background:transparent;}
.btn-outline:hover{background:var(--navy);color:var(--white);}
@media(max-width:900px){.nav-links{display:none;}}

/* HERO */
.hero{padding:100px 32px 60px;position:relative;overflow:hidden;}
.hero-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.1fr 0.9fr;gap:60px;align-items:center;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;
  color:var(--gold);margin-bottom:24px;
}
.eyebrow::before{content:'';width:24px;height:1.5px;background:var(--gold);}
.hero h1{
  font-size:clamp(40px,5.5vw,68px);
  font-weight:600;line-height:1.03;letter-spacing:-0.02em;
  margin-bottom:24px;
}
.hero h1 em{font-style:italic;color:var(--gold);font-weight:500;}
.hero p{font-size:19px;color:var(--slate);max-width:480px;margin-bottom:36px;}
.hero-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;}
.hero-note{font-size:13px;color:var(--slate);margin-top:20px;}

.hero-visual{position:relative;height:460px;}
.card-stack{position:relative;width:100%;height:100%;}
.float-card{
  position:absolute;background:var(--white);border-radius:20px;
  box-shadow:0 20px 50px rgba(11,28,51,0.12);padding:22px;
  border:1px solid var(--hairline);
}
.fc1{top:0;left:20px;width:260px;}
.fc2{top:150px;right:0;width:230px;}
.fc3{bottom:20px;left:60px;width:250px;}
.fc-label{font-size:12px;color:var(--slate);font-weight:600;text-transform:uppercase;letter-spacing:0.04em;margin-bottom:6px;}
.fc-value{font-family:'Fraunces',serif;font-size:28px;font-weight:600;color:var(--navy);}
.fc-sub{font-size:13px;color:var(--slate);margin-top:4px;}
.fc-dot{width:8px;height:8px;border-radius:50%;background:#3FA66A;display:inline-block;margin-right:6px;}

@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr;}
  .hero-visual{height:340px;margin-top:20px;}
  .fc1{left:0;width:220px;}
  .fc2{right:0;top:120px;width:200px;}
  .fc3{left:20px;bottom:0;width:210px;}
}

/* TRUST BAR */
.trust{border-top:1px solid var(--hairline);border-bottom:1px solid var(--hairline);padding:28px 32px;background:var(--white);}
.trust-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:20px;}
.trust-label{font-size:12px;text-transform:uppercase;letter-spacing:0.08em;color:var(--slate);font-weight:600;}
.trust-carriers{display:flex;gap:32px;font-family:'Fraunces',serif;font-weight:600;font-size:18px;color:var(--navy);opacity:0.75;flex-wrap:wrap;}

/* THREE DOORS */
.doors-section{padding:110px 32px 100px;}
.section-head{max-width:640px;margin-bottom:56px;}
.section-head .eyebrow{margin-bottom:16px;}
.section-head h2{font-size:clamp(30px,4vw,44px);font-weight:600;letter-spacing:-0.01em;margin-bottom:14px;}
.section-head p{color:var(--slate);font-size:17px;}

.doors{display:grid;grid-template-columns:repeat(3,1fr);gap:4px;border-radius:24px;overflow:hidden;box-shadow:0 30px 70px rgba(11,28,51,0.15);}
.doors-5{grid-template-columns:repeat(5,1fr);}
.doors-6{grid-template-columns:repeat(6,1fr);}
.door{
  background:var(--navy-light);color:var(--white);
  padding:48px 32px;min-height:480px;
  display:flex;flex-direction:column;justify-content:flex-end;
  position:relative;cursor:pointer;
  transition:flex-grow .4s ease, background .4s ease;
  flex-grow:1;
}
.door::before{
  content:'';position:absolute;inset:0;
  background:linear-gradient(180deg, transparent 30%, rgba(0,0,0,0.55) 100%);
  z-index:0;
}
.door > *{position:relative;z-index:1;}
.door:nth-child(1){background:linear-gradient(160deg,#152C4D,#0B1C33);}
.door:nth-child(2){background:linear-gradient(160deg,#1B3459,#0B1C33);}
.door:nth-child(3){background:linear-gradient(160deg,#0F2340,#0B1C33);}
.door:hover{flex-grow:1.6;}
.door-num{font-size:13px;font-weight:600;color:var(--gold-light);letter-spacing:0.06em;text-transform:uppercase;margin-bottom:16px;}
.door h3{font-size:26px;font-weight:600;line-height:1.15;margin-bottom:12px;}
.door p{font-size:15px;color:#C9D2DE;margin-bottom:24px;max-width:280px;}
.door-cta{
  display:inline-flex;align-items:center;gap:8px;
  font-size:14px;font-weight:600;color:var(--gold-light);
  padding-bottom:2px;border-bottom:1.5px solid var(--gold-light);
  width:fit-content;
}
@media(max-width:1100px){
  .doors-5{grid-template-columns:repeat(3,1fr);}
  .doors-6{grid-template-columns:repeat(3,1fr);}
}
@media(max-width:900px){
  .doors{grid-template-columns:1fr;}
  .doors-5{grid-template-columns:1fr;}
  .doors-6{grid-template-columns:1fr;}
  .door{min-height:220px;}
}

/* PROCESS */
.process{padding:100px 32px;background:var(--white);border-top:1px solid var(--hairline);}
.process-inner{max-width:1200px;margin:0 auto;}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:56px;}
.step-num{
  font-family:'Fraunces',serif;font-size:56px;font-weight:600;
  color:transparent;-webkit-text-stroke:1.5px var(--gold);
  line-height:1;margin-bottom:20px;display:block;
}
.step h4{font-size:20px;font-weight:600;margin-bottom:10px;font-family:'Fraunces',serif;}
.step p{color:var(--slate);font-size:15px;}
@media(max-width:900px){.steps{grid-template-columns:1fr;gap:40px;}}

/* STATS */
.stats{padding:80px 32px;background:var(--navy);color:var(--white);}
.stats-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center;}
.stat-value{font-family:'Fraunces',serif;font-size:44px;font-weight:600;color:var(--gold-light);}
.stat-label{font-size:14px;color:#B7C0CE;margin-top:8px;}
@media(max-width:700px){.stats-inner{grid-template-columns:repeat(2,1fr);}}

/* SERVICE AREA */
.area{padding:100px 32px;}
.area-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.area-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px;}
.tag{
  padding:8px 16px;border-radius:100px;border:1.5px solid var(--hairline);
  font-size:14px;font-weight:500;background:var(--white);
}
.area-visual{
  background:var(--white);border:1px solid var(--hairline);border-radius:20px;
  padding:32px;box-shadow:0 20px 50px rgba(11,28,51,0.08);
}
.area-visual .fc-label{margin-bottom:16px;}
.county-row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid var(--hairline);font-size:15px;}
.county-row:last-child{border-bottom:none;}
.county-row strong{font-family:'Fraunces',serif;font-weight:600;}
@media(max-width:900px){.area-inner{grid-template-columns:1fr;}}

/* FINAL CTA */
.final-cta{padding:120px 32px;text-align:center;background:linear-gradient(180deg, var(--cream), #F1EBDD);}
.final-cta h2{font-size:clamp(32px,5vw,52px);font-weight:600;letter-spacing:-0.02em;margin-bottom:20px;}
.final-cta p{color:var(--slate);font-size:18px;max-width:560px;margin:0 auto 36px;}

/* FOOTER */
footer.site-footer{background:var(--navy);color:#B7C0CE;padding:64px 32px 32px;}
.footer-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,0.12);}
.footer-logo{font-family:'Fraunces',serif;font-size:20px;font-weight:600;color:var(--white);margin-bottom:14px;}
.footer-col h5{color:var(--white);font-size:14px;font-weight:600;margin-bottom:16px;text-transform:uppercase;letter-spacing:0.05em;}
.footer-col a{display:block;font-size:14px;color:#B7C0CE;margin-bottom:10px;}
.footer-col a:hover{color:var(--gold-light);}
.footer-bottom{max-width:1200px;margin:0 auto;padding-top:28px;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;color:#8B96A8;}
@media(max-width:900px){.footer-inner{grid-template-columns:1fr 1fr;}}

/* GENERIC PAGE / SINGLE POST CONTENT (for pages not using the front-page template) */
.site-content{max-width:800px;margin:0 auto;padding:80px 32px;min-height:50vh;}
.site-content h1{font-size:40px;margin-bottom:24px;}
.site-content p{color:var(--slate);margin-bottom:18px;font-size:17px;}

/* BLOG CARDS — shared by home.php (full listing) and front-page.php (homepage preview section) */
.blog-listing{padding:40px 32px 100px;}
.blog-section{padding:100px 32px;background:var(--white);border-top:1px solid var(--hairline);}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.blog-card{background:var(--white);border:1px solid var(--hairline);border-radius:20px;overflow:hidden;transition:transform .2s, box-shadow .2s;}
.blog-card:hover{transform:translateY(-4px);box-shadow:0 20px 50px rgba(11,28,51,0.12);}
.blog-card-link{display:block;color:inherit;}
.blog-card-thumb{width:100%;aspect-ratio:16/10;overflow:hidden;background:var(--cream);}
.blog-card-thumb img{width:100%;height:100%;object-fit:cover;display:block;}
.blog-card-thumb-placeholder{background:linear-gradient(160deg,#152C4D,#0B1C33);}
.blog-card-body{padding:24px;}
.blog-card-date{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:0.05em;color:var(--gold);margin-bottom:10px;}
.blog-card-title{font-family:'Fraunces',serif;font-size:20px;font-weight:600;line-height:1.25;margin-bottom:10px;}
.blog-card-excerpt{font-size:14px;color:var(--slate);margin-bottom:14px;}
.blog-card-readmore{font-size:13px;font-weight:600;color:var(--navy);border-bottom:1.5px solid var(--gold);padding-bottom:2px;}
.blog-pagination{margin-top:56px;text-align:center;}
.blog-pagination .nav-links{display:flex;justify-content:center;gap:20px;list-style:none;}
.blog-pagination a, .blog-pagination span{font-size:14px;font-weight:600;color:var(--navy);padding:10px 18px;border:1.5px solid var(--hairline);border-radius:100px;}
.blog-pagination a:hover{border-color:var(--gold);color:var(--gold);}
.blog-pagination .current{background:var(--navy);color:var(--white);border-color:var(--navy);}
.blog-section-head{display:flex;align-items:flex-end;justify-content:space-between;flex-wrap:wrap;gap:20px;margin-bottom:48px;}
.blog-section-viewall{font-size:14px;font-weight:600;color:var(--navy);border-bottom:1.5px solid var(--gold);padding-bottom:2px;white-space:nowrap;}
@media(max-width:900px){.blog-grid{grid-template-columns:repeat(2,1fr);}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr;}}

/* BLOG BACK-LINK (top of blog listing / archive pages) */
.blog-back-link{
  display:inline-flex;align-items:center;gap:6px;
  font-size:14px;font-weight:600;color:var(--slate);
  margin-bottom:20px;
}
.blog-back-link:hover{color:var(--gold);}

/* BLOG TWO-COLUMN LAYOUT (main posts + sidebar) */
.blog-layout{display:grid;grid-template-columns:1fr 300px;gap:48px;align-items:start;}
.blog-main .blog-grid{grid-template-columns:repeat(2,1fr);}
@media(max-width:1000px){
  .blog-layout{grid-template-columns:1fr;}
  .blog-main .blog-grid{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:600px){.blog-main .blog-grid{grid-template-columns:1fr;}}

/* BLOG SIDEBAR */
.blog-sidebar{display:flex;flex-direction:column;gap:24px;position:sticky;top:100px;}
.blog-sidebar-box{
  background:var(--white);border:1px solid var(--hairline);border-radius:16px;
  padding:22px;
}
.blog-sidebar-box h4{
  font-family:'Fraunces',serif;font-size:15px;font-weight:600;
  text-transform:uppercase;letter-spacing:0.04em;margin-bottom:16px;color:var(--navy);
}
.blog-search-form{display:flex;gap:8px;}
.blog-search-form input{
  flex:1;padding:10px 14px;border:1.5px solid var(--hairline);border-radius:10px;
  font-family:'Inter',sans-serif;font-size:14px;background:var(--cream);color:var(--navy);
}
.blog-search-form input:focus{outline:none;border-color:var(--gold);background:var(--white);}
.blog-search-form button{
  width:42px;flex-shrink:0;border-radius:10px;border:none;
  background:var(--gold);color:var(--navy);font-weight:700;cursor:pointer;
}
.blog-cat-pills{display:flex;flex-wrap:wrap;gap:8px;}
.cat-pill{
  font-size:13px;font-weight:600;padding:7px 14px;border-radius:100px;
  border:1.5px solid var(--hairline);color:var(--navy);
}
.cat-pill:hover{border-color:var(--gold);color:var(--gold);}
.cat-pill-active{background:var(--navy);border-color:var(--navy);color:var(--white);}
.blog-recent-list{list-style:none;}
.blog-recent-list li{border-bottom:1px solid var(--hairline);padding:12px 0;}
.blog-recent-list li:last-child{border-bottom:none;padding-bottom:0;}
.blog-recent-list a{display:flex;flex-direction:column;gap:4px;}
.blog-recent-title{font-size:14px;font-weight:600;color:var(--navy);line-height:1.3;}
.blog-recent-list a:hover .blog-recent-title{color:var(--gold);}
.blog-recent-date{font-size:12px;color:var(--slate);}
.blog-sidebar-cta{background:linear-gradient(180deg, var(--cream), #F1EBDD);border-color:var(--hairline);}
.blog-service-links{list-style:none;}
.blog-service-links li{border-bottom:1px solid var(--hairline);padding:10px 0;}
.blog-service-links li:last-child{border-bottom:none;}
.blog-service-links a{font-size:14px;font-weight:500;color:var(--navy);}
.blog-service-links a:hover{color:var(--gold);}
@media(max-width:1000px){.blog-sidebar{position:static;}}